Principles
The Psychology of Investing – Managing Greed and Fear for Better Returns
One-Line Definition: Market returns are not only a battle of information but, more fundamentally, a battle of self-control. Greed manifests
What is an ETF? Complete Guide to Exchange-Traded Funds, Costs, Liquidity & Strategy
One-sentence definition: An ETF (Exchange-Traded Fund) is a fund that tracks an index but trades like a stock throughout the
Do You Know That Student Loans Are Compound Loans?
— From How Interest Grows, to Early Repayment Strategies and Refinancing Checklists 1) Why Student Loans Act Like Compound Debt
What Is Interest? — Dissecting the “Time Rental Fee” of Money
1) Fun Analogies to Understand Interest ① Movie Ticket Pre-booking (Paying to Move Time Forward) Paying a small booking fee
What Is a Bond? — Buying the Future Cash Flow Today
1) Why Are Bonds Interesting? — The Coffee Coupon Analogy Imagine buying a 10-cup coffee voucher book. Each month you
The Power of Compounding at 12%: Tables, Scenarios & the Real Cost of Waiting
What Compounding Really Means (and Why 12% Is Transformative) Compounding is not just “interest on interest”—it’s the engine that scales